Shariah-governed infrastructure

Shariah compliant payments.
Zero tolerance for risk.

Malaysia’s Shariah-governed merchant-acquiring infrastructure — engineered to block fraud, eliminate riba & gharar, and secure transactions before settlement.

Secure-by-design Risk controls before settlement Examiner-ready reporting
  • Secure transactions screened before funds move
  • Eliminate riba & gharar by design
  • Centralised risk authority under Shariah governance
Risk & Settlement Console
Settlement StatusSecure
Risk Tier
LowMediumHigh
Riba & GhararEliminated
AML ScreeningActive Monitoring
CardsFPXQRTerminal

Riba-free validation. Examiner-ready.

If your payment partner can’t explain risk, disputes, and Shariah governance in one system — you’re exposed.

See how PayHalal prevents that →
Merchant Support

Always-on support for Shariah-compliant payments.

From onboarding to daily transactions, PayHalal’s merchant care team helps you stay compliant, stay online, and resolve issues fast — with real humans on chat and email.

Fast response timeGuided onboardingMerchant-first care
PayHalal 24/7 merchant support
PayHalal supported payment methods
Payment Methods

One gateway. Multiple payment methods. Ethical pricing.

PayHalal brings FPX, cards, eWallets and other Shariah-approved payment options into a single platform — simplifying operations while maintaining transparent, halal pricing with no hidden charges.

Single integrationNo hidden feesShariah-approved methods
Businesses we power

Powering Shariah-compliant payments for organisations across Malaysia.

PayHalal enables trusted, transparent payment acceptance for public sector institutions, zakat and religious bodies, education providers, and growing SMEs. Our infrastructure is designed to support both online and offline payments while adhering strictly to Islamic principles.

Government & statutory bodiesZakat & religious institutionsEducation & learning centresSMEs & local businessesCharities & NGOs
PayHalal Features

Everything you need for Shariah-compliant online payments.

PayHalal provides secure, transparent, and ethical payment infrastructure built for merchants who value Shariah compliance — from onboarding to settlement.

24/7 Support Team

24/7 Support Team

Dedicated merchant support around the clock to ensure seamless and uninterrupted payment operations.

Simple Integration

Simple Integration

Quick setup via API, plugins, and ready-made components for major e-commerce platforms.

Multiple Payment Options

Multiple Payment Options

Accept FPX, cards, eWallets, iBNPL and more — all screened to ensure Shariah compliance.

Transparent, Fair Pricing

Transparent, Fair Pricing

Ethical pricing with no hidden fees. Only pay for what you use — no interest elements.

Real-Time Transaction Updates

Real-Time Transaction Updates

Instant notifications for transactions, settlements, disputes and refund statuses.

Developer-Friendly APIs

Developer-Friendly APIs

Clean, powerful REST APIs designed for secure Shariah-compliant checkout experiences.

Shariah-Safe Security

Shariah-Safe Security

Tokenization, encryption, and fraud controls aligned with halal digital risk principles.

Certified Shariah Framework

Certified Shariah Framework

Approved structures based on Wakalah, Ujrah and Islamic contract principles.

Tailored solutions

Payment solutions built for Shariah-compliant growth.

Whether you’re an enterprise, an online store, or selling through social channels — PayHalal helps you accept payments ethically, securely, and at scale.

Enterprises & complex payment workflows

Enterprises & complex payment workflows

Build large-scale payment operations with secure APIs, tokenisation, and payout flows — structured for transparent, Shariah-compliant settlement.

E-commerce & online stores

E-commerce & online stores

Launch faster with plugins and APIs for popular platforms, designed for smooth checkout and reliable payment confirmation for every order.

Social selling & payment links

Social selling & payment links

Accept payments without a website using PayHalal payment links and forms — turn chats, live streams and DMs into completed transactions.

Next steps

So, what’s next with PayHalal?

Choose the path that fits your business — start fast, go custom, or explore resources before committing.

Start accepting payments

Register and activate your Shariah-compliant gateway — fast onboarding, subject to standard checks.

Need a customised setup?

For institutions or complex workflows, our team can tailor your payment flow and compliance structure.

Explore before deciding

Browse guides, pricing and use cases to see how PayHalal fits your organisation.