Shariah Compliant









Pricing for Shariah-compliant payments — online & in-person.
Choose how you accept payments. Online for websites & apps, or in-person via terminal and soundbox.









All rails supported via PayHalal’s Shariah-compliant onboarding flow.
Ethical by design
Built around trust & halal compliance.
Fintech-grade checkout
Clean rails, clear fees, scalable tiers.
Merchant-friendly ops
Predictable settlement & simple upgrades.
Online Payments
Accept FPX, cards, e-wallets and BNPL with a fully Shariah-compliant payment infrastructure.
PayHalal Online Payments
Unified online payment acceptance for websites, apps and commerce platforms.
Visa & Mastercard online acceptanceIncluded
FPX online banking rails with real-time bank transfersIncluded
Integrated e-wallet ecosystemIncluded
Buy Now, Pay Later supportIncluded
Modern hosted & seamless checkoutIncluded
Real-time reporting & settlementIncluded
Shariah-compliant payment infrastructureIncluded
*Rates depend on payment method and merchant category.
Best for
- • Ecommerce stores
- • SaaS platforms
- • Mobile apps
- • Marketplace businesses
Included capabilities
Hosted & seamless checkoutIncluded
Multi-channel payment acceptanceIncluded
Merchant reporting dashboardIncluded
Shariah-compliant onboardingIncluded
Need in-person payments too?
Switch to Terminal or Soundbox for physical payment acceptance.
Online Packages
Choose the package that fits your business stage.
PayHalal Basic
First-time online sellers
SetupFree
AnnualFree
Additional MIDRM 100 each
Transaction Rates
FPX
FPX (B2C)2.00% or RM1.50
FPX (B2B)2.50% or RM2.00
Cards
Credit Card3.00%
Debit Card2.60%
Foreign Card5.00% + 0.30 USD
E-Wallets
GrabPay1.50%
Touch ’n Go1.50%
DuitNow1.50%
ShopeePay1.50%
iBNPL
GrabPay Later6.50%
Atome6.50%
SpayLater6.50%
PayHalal Plus
Businesses adding cards & wallets
SetupRM 350
AnnualRM 300
Additional MIDRM 100 each
Transaction Rates
FPX
FPX (B2C)1.80% or RM1.20
FPX (B2B)2.00% or RM2.00
Cards
Credit Card2.80%
Debit Card1.80%
Foreign Card4.20% + 0.30 USD
E-Wallets
GrabPay1.50%
Touch ’n Go1.50%
DuitNow1.50%
ShopeePay1.50%
iBNPL
GrabPay Later6.50%
Atome6.50%
SpayLater6.50%
Most Popular
PayHalal Pro
Merchants processing monthly volume
SetupRM 1000
AnnualRM 600
Additional MIDRM 100 each
Transaction Rates
FPX
FPX (B2C)1.60% or RM1.00
FPX (B2B)1.60% or RM2.00
Cards
Credit Card2.60%
Debit Card1.80%
Foreign Card3.60% + 0.30 USD
E-Wallets
GrabPay1.50%
Touch ’n Go1.50%
DuitNow1.50%
ShopeePay1.50%
iBNPL
GrabPay Later6.50%
Atome6.50%
SpayLater6.50%
Lowest Rates
PayHalal Advanced
High-volume & enterprise merchants
SetupRM 1500
AnnualRM 3000
Additional MIDRM 100 each
Transaction Rates
FPX
FPX (B2C)RM 0.80 + 0.50%
FPX (B2B)RM 2.00 + 0.50%
Cards
Credit CardNegotiated
Debit CardNegotiated
Foreign CardNegotiated
E-Wallets
GrabPay1.50%
Touch ’n Go1.50%
DuitNow1.50%
ShopeePay1.50%
iBNPL
GrabPay Later6.50%
Atome6.50%
SpayLater6.50%